Finance Options

Business Users

Contract Hire

Contract Hire is the only off balance sheet car leasing option. Monthly contract hire rentals are based on mileage and length of contract. The VAT element of the monthly rental is recoverable, there is no risk of ownership, an optional maintenance package to suit your particular requirements is available.

Contract Purchase

Contract Purchase is an option best suited to companies who cannot claim VAT and wish to have an option to purchase or return the vehicle at the end of the contract. Monthly contract purchase payments are based on mileage, length of contract and final lump sum payment. Maintenance package available as with contract hire.

Lease Purchase

Lease Purchase is similar to contract purchase, however if there is a final lump sum payment to be paid at the end of the contract, this amount is the responsibility of the customer.

Finance Lease

Finance Lease is an on balance sheet car leasing option. VAT recoverable (subject to private use), suited to those who wish to take the risk of ownership as the customer is responsible for any final lump sum payment.

Personal Users

Personal Contract Hire

Personal Contract Hire is a car leasing option popular with ex-company car drivers, offering fixedprice risk free motoring, with no pre-set option to purchase. Personal contract purchase rentals are based on mileage ond length of contract.

Personal Contract Purchase

Personal Contract Purchase is a method of personal car finance that offers a guaranteed optional purchase price at the end of the contract giving the customer the choice of keeping the vehicle or returning it to the finance company. Personal contract purchase is based on mileage, length odf contract and final lump sum payment.

Hire Purchase

Hire Purchase is the simplest form of vehicle financing, payments are made over a fixed period and at the end of the contract the vehicle is owned by the customer to dispose of as wished.